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Disabled benefits

Social Security wants some people to wait years for payments

By Barbara J. McKee
Tribune Columnist

May 9, 2006

Social Security disability-benefit recipients are the latest targets in the government's attempt to save money.

It takes up to 15 months to receive approval for benefits if someone becomes disabled before retirement. During that time, a person cannot work and must be unable to obtain work. If workers' compensation or employer-based benefits have run out, too bad. The only choice is to wait and hope for the best.

Social Security has proposed to add two years to the waiting period for benefits. In addition, tighter restrictions on what qualifies as a disability are also in the proposal. Don't think Medicaid will step in. Medicaid eligibility is based on Social Security qualifications, which means individuals would have to postpone receipt of health care benefits, too.

This is a disastrous proposal, in which money overrides the health and care of Americans who have worked and paid into a system all of their lives. The hardest hit will be people in the low-income brackets who have less than a high school education. People of color in rural communities will suffer most. Big surprise, eh?

According to the Federal Register, the Social Security Administration wants to raise the age limit for its category of "younger individual" from 50 to 52, meaning that most people below that age are considered to have the ability to adjust to other work, despite the onset of a work-related disability. The proposal would also increase by two years the eligibility age for individuals who are considered illiterate or unable to communicate in English, from 45 to 47.

This administration has maintained the bull's-eye on the poor and undereducated for decades. Never mind that the jobs this target group has done over the last century were brutal and filled with long hours, dangerous environments and years of back-breaking work, mostly in the lumbering and masonry professions.

Never mind that retraining them in a new profession would mean going back to school for a GED and hoping that someone will hire an aging, injured individual who can't stand for more than four to six hours at a time. Never mind that the job market for the undereducated is slim and shrinking daily. Most jobs that don't require a high school education are physical labor jobs that are taken by kids who have dropped out of high school or are in college.

This proposal ignores the hardship it will cause on those who have followed the rules of the American dream. Waiting nearly three years to receive the benefits from a system that a worker has paid into for nearly 30 years is inexcusable.

Cutting benefits is the cure-all for the poor financial practices of the federal government. There are many other overfunded programs that should be tapped to keep Social Security intact.

It's time to vote out those in Congress who support such money-saving tactics.

McKee, a wheelchair user, is a freelance writer and producer. You can e-mail her at chairgrrl@chairgrrl.com.

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